First: Let’s Be Honest
In order for you to address your debt, you will have to be honest with yourself. And you will have to be honest with me. Without transparent communication, we will get nowhere and you could end up worsening your financial situation. Misrepresentation and omissions will be obstacles to the potential freedom and future financial stability that you seek.
Here is a list of tips that will help you move forward to get your financial situation back on track:
1. Start to put together a file list of all your creditors and how much you owe them.
2. List all real property, how much you owe, and the account number for the mortgage, and put that in a file folder.
3. If you are self-employed, what is your inventory worth? What is your business debt? Write that down for me.
4. Do you have any Social Security payments, alimony or unemployment benefits? Let me know.
5. Want to keep that car? We’ll need to know how much you owe and when you bought it.
6. Don’t misrepresent anything. The court is reasonable and will work with you, but if you make misrepresentations, it is hard to correct them.
7. Get an attorney that specializes in this area. We do this every day, we have seen it all, including all the ways that we can help you. You might be surprised to find that all collection calls will cease, and you can sleep peacefully at night again.
Second: Send Me An Email Or Call Me To Schedule An Appointment
If you call right now, we can set up an appointment while you gather the documents. Call Law Office of J. Scott Logan, LLC, in Portland at 207-613-8590 or send me an email through my secure website to initiate your free consultation.
Law Office of J. Scott Logan, LLC, is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.